Business Financial Planning
Big or small, protect your team like family.
Tailor Benefit Solutions for Your Workforce
An independent advisor's employee benefit planning service helps businesses design and manage comprehensive benefit packages that attract and retain talent. Advisors assess the needs of both employers and employees, offering solutions for health insurance, retirement plans, and other perks. They ensure compliance with regulations, optimize cost efficiency, and tailor benefits to enhance employee satisfaction and well-being. With expert guidance, businesses can create competitive, sustainable benefit programs that support their workforce while aligning with their financial goals.
-
Disability Income Insurance
Replaces a portion of a person's income if they are unable to work
-
Key Person Insurance
Protects a business from financial loss if a key employee dies or becomes disabled
-
Business Retirement Accounts
SEP & Simple IRAs, solo & group 401(k)s, and cash balance plans to help optimize tax deferred savings
-
Business Succession Planning
Identify and develop high-potential employees to ensure a seamless transition of leadership
Guiding Principles
Having benefits for you and the team will capitalize in building a better team and culture as well as increasing the value of your business
Some group benefits will be more cost effective in the group plan than out in the open market
Understanding group benefits within your company will allow you the purchasing power of the company for protection (insurance) as well as investing in prudent options with possible matches to maximize growth during accumulation years
What is the value of meeting with an advisor?
Meeting with an independent investment advisor gets you personalized guidance tailored to your unique financial goals and circumstances. Advisors provide objective advice — as a fiduciary — ensuring your best interests are always the priority. They help you navigate complex financial decisions, optimize your investments, and create a comprehensive plan that aligns with both your short-term needs and long-term aspirations.
